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Reply to "How do you value a pension in your net worth?"
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[quote=Anonymous][quote=Anonymous]I don’t consider my pension or SS as part of my net worth. It’s simply my base income. I consider my net worth to be all of my other assets principally those income producing assets that generate the income I need above and beyond pensions and SS. Yes, my mortgage free homes are valuable assets but they generate expenses not income. A CPA would argue with me on this but I like to keep things simple. [/quote] Same. Personally, I have a very small pension (company puts in 2 percent of my income each year) and I don’t consider it at all in any of my financial planning. It’s separate from my 401k match, and even if I stay at this company until I retire, it’ll probably be worth only around $150-$200k, which isn’t exactly going to throw off a lot of income each year. [/quote]
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