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Eldercare
Reply to "Enrolling in Medicare, drawing down Social Security"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Remember if you take before 65 you can't make over a certain amount income or benefits get cut. Just in case you find yourself needing or wanting to work. [/quote] It's actually before full retirement age, which has gradually increased to age 67. And while your benefits do get cut based on earnings, once you hit your full retirement age they are recalculated to incorporate the benefits you missed out on and your earnings while retired. Here's an explanation https://www.ssa.gov/policy/docs/program-explainers/retirement-earnings-test.html and a calculator https://www.ssa.gov/oact/cola/RTeffect.html[/quote] So I can't draw till I'm 67 in order to avoid penalties? [/quote]
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