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Eldercare
Reply to "Enrolling in Medicare, drawing down Social Security"
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[quote=Anonymous][quote=Anonymous]I would definitely talk to a savvy financial advisor. My layperson's understanding is that you should always delay taking SS for as long as possible. You may have another 20-30 years to live and you may very well outlive your spouse, even though he is younger. You don't know what will happen with your spouse and his job; if you don't need it now, don't take it. And talk to your financial advisor about the level of giving you can afford, both out of current income and in planning for the future. [/quote] I thought that too but I recently learned that there is another school of thought. Take your money right away because you could die at any point and you might not have received much/any of your social security. Sure the risks are relatively low but there is still a risk.[/quote]
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