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Real Estate
Reply to "If your HHI is 200K, how much house would you buy?"
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[quote=Anonymous]We have a HHI of approximately $250K; for years we rented for $2300 / mo and saved aggressively. We just bought and have a month housing payment (including mortgage, taxes, escrow and HOA) of just under $3800. We are comfortable with it because when we were paying $2300, we were saving about $1500/mo for our downpayment fund without really trying. We have ~$1300 in childcare expenses / mo; $500 in student loans; no car payment. We have not fully funded our retirement funds (we do the max to get matching), but we plan to fully fund them in a few years (after DS gets out of daycare and goes to pub school). That was a calculation we made based on the fact that DH and I are both in our very early 30's, so we have "time."[/quote]
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