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Reply to "How to have a good Christmas for kids when we are in a lot of debt?"
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[quote=Anonymous]We decorated the house last year in lieu of getting a tree. Trees are not expensive. If you are going to get a tree, eye something smaller - saving $15 on the tree allows you $15 some where else. Look at total cost of the holidays as opposed to just gifts. Meals, teacher gifts, cards (and postage) etc. We do breakfast for dinner - homemade pizza etc as ways to cut down on food budget. A double patch of pancakes from scratch is a fraction of the cost of ordering a pizza. [/quote]
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