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Money and Finances
Reply to "If you have a net worth of 1.4 million at 44"
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[quote=Anonymous]OP, I have about the same NW (a little higher but mine is joint with DH) and we have pretty much everything in target date 401ks and 529s for our kids, plus an emergency fund and a small pension. I don’t think you need a financial advisor, unless you’re doing/tempted to do something wacky with your money. But I did not grow up with money, and I found it really helpful to sit down with the advisor offered by my workplace. He just talked me through my current approach, modeled what I can expect in retirement (FYI, the model shows that I will be just fine, in spite of the weirdos on here claiming we’re way behind), and explained some things I’ve always wondered about. So if something like that is available to you, I highly recommend taking advantage of it. [/quote]
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