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[quote=Anonymous]Top 25 is an artificial cap, and I would certainly apply to a top 25 instate school. 
But your thoughts about limiting costs are entirely legitimate.  It is also very good for you talk to your kid about costs limits now before submitting applications and acceptances come back.  I have many friends who told their kids to only apply to state schools, and others who told their kids that any school is fine, but the parents were only paying up to costs for the state flagships.

As to merit aid, I found that my high stats kids would get enough from out-of-state public or some private schools to significantly shrink the difference (like $50K a year total with tuition/room and board), but in-state schools were always less (even though there was no merit aid for in-state).  Some out of state public schools would offer in-state tuition.  To get really significant merit aid for a private school (so that costs were less than your state schools), your kid would need to apply to significantly lower ranked schools.[/quote]

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