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Eldercare
Reply to "Senior Living Convo with Parents"
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[quote=Anonymous][quote=Anonymous]Also, at some point before their house is sold, talk to an estate lawyer about the best way to handle their assets so that if one spouse dies or needs full-time care, the other spouse isn't left destitute.[/quote] NP. This is so hugely important. Most people don't understand that if one spouse needs to go into a full-time care facility paid for by Medicaid, Medicaid will only allow the "community spouse" (the one not in need of the care) a small monthly allowance and their house. But that small monthly allowance doesn't necessarily pay for the house and food and basic needs. So community spouse has to sell, then that money is going toward Medicaid for the nursing home spouse. I would talk to a estate lawyer before selling. [/quote]
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