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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What dividend yielding stocks are folks holding these days?  Our portfolio is/has been comprised of growth stocks for the last 30 years, and now that I am looking to possibly retire early (I'm 52 and DW is 49) in the net year or so, I am looking to transition our a portion of investment holdings to also include a somewhat significant share of dividends.  Our investment portfolio is currently at ~$4.3m mostly in individual holdings and some ETFs.  Ideally we would like to have the dividends provide at least in the range of $50k-75k of income per year, thereby allowing us to avoid having to draw down too much on the principle investments (all significant LT capital gains).  We've done all of this ourselves to date, and have not used a financial advisor - I've been leery of paying someone a %of my assets for things that I can do pretty reasonably myself (and we've been pretty successful all things considered).

I would defer drawing on the pension for another 10-13 years - and which currently stands at about $3m (and would continue to grow on investment allocation but w/o any additional contributions once I retire and before I draw on it).

Grateful for any advice folks here might have.  Thanks![/quote]

If you can liquidate $1M, start buying 30 year treasuries. They were yielding 4.7% today and were yielding 5.1% mid-week, last week. Let's say you invest $1M into them at an average yield of 5%, that's 50K and you don't have to worry about losing capital.  Best case scenario, rates fall to 2% or below and your bond value skyrockets. Worst case scenario, rates go up from here, maybe double or triple, but you keep getting your 5% a year. When 30 years are up (you guys will be 82/79), you get to collect the $1M.  No stock on earth can guarantee that.  Talk to a financial advisor to figure out how to implement this.

What's your current income? Monthly expenses? Also, how did you derive the $3M value for your pension?

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I'm one of the PPs and I've been doing this too.  Not with a million though :).[/quote]

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