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Eldercare
Reply to "How can we avoid getting 'left behind' as the surviving spouse if dementia sets in? "
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[quote=Anonymous]I don't really see the problem, OP. So you can't afford round-the-clock care in your own home -- as others have said, look into moving into a continuing care community, which you will need to do while you're both healthy enough to be in the independent living part. It's less expensive overall than hiring round-the-clock care, plus it's a community so you get the benefits of that, too. Otherwise, I'd say both of you should still be working (I don't remember from your OP whether either of you is retired), not only to continue to save money (and delay starting to take Social Security payouts) but also to keep your minds healthy and engaged. Eat well and prioritize exercise. Absolutely make sure you each have all your affairs in order now -- wills (preferably, trusts actually so surviving spouse doesn't have to go through probate), healthcare power of attorney, regular power of attorney, and a well-thought-out list of medical interventions you're willing to accept or not accept (and a realistic view of what, say, CPR or ventilation really means for a senior citizen). Be sure both of you are fully in the know about all financials, both names are on all retirement accounts, deeds, etc. Keep in mind that it doesn't take dementia -- either of you could get hit by a car tomorrow and be faced with the same dilemmas dementia poses.[/quote]
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