Reply to Federal Blue Cross providing coverage for infertility/IVF in 2024

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Is this a lifetime maximum or is it per benefit year?[/quote]

It says annually![/quote]
Wow! That sounds a lot better than the old Fed IVF plans that only covered 3 cycles total.[/quote]

With an annual cap of $25k, it's really not that much better.  That doesn't even cover one cycle of IVF.[/quote]
I cycled at SG under the old Fed plans that covered IVF. The negotiated rate for the cycle was around $5k and meds were also covered. They’ll probably have something like that.[/quote]

Has anyone reached out to SG to see if there is a new negotiated rate for next year?

BCBS Standard has high premiums compared to what I have now. Trying to crunch the numbers to see if it’s worth it…[/quote]

I mean the cost of FEP Blue Standard for Self plus One is an additional $3,253.46 including $700 and premium difference. It's difficult t to see how you aren't coming out ahead? This has no copay for maternity care and the copays are slightly cheaper, by $5. For context, this year out of pocket for Columbia was about $13k minus drugs, Dominion $11k minus drugs.[/quote]

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