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Reply to "Budgets don't work"
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[quote=Anonymous]I consider myself very lucky that I did not have a budget for the last 15 years. We save more now that we have children. Money gets automatically transferred to a brokerage account every week. Plus, we max out on 401k. And although our HHI went up by a lot over the course of the last 10 years, our savings are still relatively low for DCUM standards. Why? Because our children cost us a fortune. It all goes to private school tuition, camps, after school activities, vacations, etc. Could we save more if we had a budget? Probably. But it’s a luxury not to have one and we are willing to pay for it. [/quote]
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