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Reply to "Budgets don't work"
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[quote=Anonymous][quote=Anonymous]David Bach, author of "The Automatic Millionaire" and "Smart Women Finish Rich," has a podcast I was listening to where he says budgets don't work. His contention is that you should [b]automate your savings and then the rest is yours to do with as you please.[/b] That's what we do, but I feel out of control with money. We save a little over 20% of our income each year (8% to retirement, 12% to after-tax savings) in an automated way, and then we blow the rest, and I really don't know where it all goes. If you don't budget, why not? If you do, how has it helped you and what is your process?[/quote] That's a budget. [/quote]
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