Reply to DC 529 - holy heck

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Which plans would PPs recommend for early elementary aged kids? I know ours isn't the best performing, but am frozen with decision paralysis. [/quote]

A stock index fund up to the limit of tax deductibility in your state's plan and anything above that in the same fund in Vanguard's Nevada fund or a Fidelity's New Hampshire 529 depending on your preference [/quote]

Thank you. I'm looking now, and we're enrolled in the 2034 portfolio, which is 35% Vanguard Total Stock Market Index Instl Plus, 14% iShares MSCI EAFE Instl Index K, 13% Vanguard Total Bond Market II Index, and 13% Vanguard Short-Term Bond Index I, plus some others under 10%. Looks like the average is 5.29% since 2017 when we first opened it and 4.5% over the last five years (2022 was a bad year).

Does that seem good or should we find one with a higher percentage in a stock index fund? Clearly I'm not great at this, and google says we should be aiming for 60% stocks in elementary school. [/quote]

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