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Money and Finances
Reply to "Using Taxable Brokerage Account to Buy Vacation Home"
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[quote=Anonymous][quote=Anonymous]Put your brokerage account aside, this is really a question about the prudence of buying a lake house in today's market. You just happen to have the option of paying for it with cash (after selling off some holdings in your account) or taking on a mortgage. So it all comes down to the usual considerations of buying a second home: location, distance, frequency of use, ease of access and maintenance, enjoyment, etc. If you have a particular location/property in mind and you've gone through all these considerations and decided that you still want it, THEN we can talk about which option is best for you. If you're just daydreaming or talking about an idea, then it's not all that productive b/c you still have to answer those questions above. [/quote] Yes, we've talked to realtors and visited a few houses already that we didn't love, so we are certain we want to do it but not sure if it's the right move.[/quote]
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