Reply to What do people take long to pay someone back?

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[quote=Anonymous][quote=Anonymous]How do you want them to pay you?
Last four times I tried to pay, I ran into difficulties. I sent money to a wrong person, needed a code, didn't have a person's phone number, was simply denied by Citi and Citi didn't know why. 
I usually copy/pasted the name/email and it still wasn't enough to make it to the right person. 
The Citi had a limit but I wasn't over it. Then they claimed I needed to add the person as a bill I pay every month.
Took days to send money to the right people. I like to pay right away so I can forget about it.

[/quote]

I had an issue with my Venmo/Paypal account once that lasted like a year. I had changed banks and I guess didn't correctly submit that info to them so my account got flagged and later locked. It was a massive hassle. During that year, I paid everyone late and weirdly, had to write checks for things, etc. It was really annoying and I know there were people who thought I was trying to get out of paying because they'd look at me weird when I explained I couldn't Venmo them and would need to give them cash or a check. I know giving people a check is annoying but if the amount is more than $100 it makes more sense.

Anyway, after how long it took me to resolve that issue (I wound up having to do multiple phone calls with a security person to verify my identity, and then we had to do this verification process with payments between banks to confirm -- it took months and that was only after I was finally able to get my account unlocked), I am more understanding when people have issues with repayment. Yes we have technology that makes it easier now but sometimes that technology don'ts work and it winds up being harder than it was before the technology existed.[/quote]

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