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Reply to "Huge jump in term life premium—is this typical?"
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[quote=Anonymous][quote=Anonymous]OP again. Thanks everyone. For whatever reason I don’t remember even considering 20 or 30 year. The agent presented it as term or whole and for whatever reason the term was 10. I think she thought we would convert chunks to whole as we went along. In retrospect I agree the 10 year term made no sense at our age. Ugh. We’ll forget about whole and comparison shop for new term. Hopefully a 20-year policy. We have two preschoolers and earn similar modest salaries. Trying not to think of all the money we wasted these past ten years ☹️ [/quote] Don’t feel too bad. It wasn’t wasted. If you had needed to use the insurance, you would have had it. [/quote]
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