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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]No expenses you can cut? Family to borrow from? It sounds like you are going to have to see if you can get a loan from your bank or credit union, HELOC, or rack up some credit card debt.[/quote] Op here. We already cut way back, sold a car, etc. No family to borrow from. My question is the best way to cover these costs, a personal loan? HELOC? Credit card debt is an option (can get a 0% card), but we can’t pay our mortgage or childcare with a credit card. [/quote] You only pay mortgage. You skip out on childcare without notice and lose your spot. You do NOT take out a high interest loan to save face/avoid losing childcare. If you haven’t paid for October, DON’T. [/quote]
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