Reply to If you did everything right (by DCUM standards)…. How?

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[quote=Anonymous][quote=Anonymous]If you:
- Married or met spouse by 30
- Made $150K or more by 30
- Owned SFH by 35 
- Graduated with zero or manageable debt
- Remained thin and healthy throughout 
- Continued with hobbies or activities or travel  to make a fulfilling life

How did you manage it? What are your secrets? Did you have your mind set on all of this and what sacrifices did you make that others didn’t? Where do you think others around you went wrong, so to speak? Did you have any adversity in your life? How did you avoid all the societal traps that prevent people from achieving this? Conversely, do you think this life is as “perfect”’as it seems or is there more to it? What advice would you your children, or 18-year-olds today? [/quote]

Managed all of this except for the thin criteria. I am very healthy for my age but not thin.

Honestly there was a lot of luck involved and I believe that these things were easier to achieve for young people 30 years ago then they are now.

I graduated from top university in my home country with close to zero debt. That is not possible for most Americans - Also it was much easier to get into top universities when I was young.

House mortgages were much lower relative to income than they are now. Again - good fortune.

We have lived in many countries which was my dream when I was young. We were young and foolish and did not overthink the many challenges involved.

My advice to our DC is to:
Prioritize good health, diet, exercise and sleep;
The Golden Rule is a transcendent moral code - both positive and negative versions are important;
Work and study hard; 
Love is not easy and requires discipline, humility and kindness (Corinthians 13);
Choose a partner based on their character and mind rather than good looks that will fade over time;
Try and find work where you can cultivate your passions and talents to contribute in meaningful ways;
Stay humble and kind;
Live within your means;
Be generous in thoughtful not splashy ways;
Drive modest but solid second hand cars (don’t waste money on new cars) 
Work towards home ownership by 30s after you have graduate studies and early career sorted;
Start saving for retirement early and keep large portions of it in secure accounts that cannot be easily accessed until much later;
Make time for balance, fun and friends;
Give back and volunteer in ways that are meaningful to you;
Give thanks every day for at least three things;
There are ways to stay connected to family and friends in far flung places and make efforts to stay connected;  
Get a wealth advisor you trust to help you manage your assets over time; and
You are unique and you matter.

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