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Reply to "Do you cut back on 401k/IRA saving if you expect to inherit millions?"
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[quote=Anonymous]Contribute up to the match, max out Roth. I don't believe you are living life of deprivation. It may seem to you as you are counting on parents' money and possibilities with it, but it's not yours quite yet. If you want to do something 'crazy' because you still think you have the money coming, take some risk with investments. Losing $50k-$100k, which you won't, is not going to kill you. You were going to piss it away anyway on a car or whatever because you feel deprived. $50k-$100k needs to be in the right company, not just ticking @10% a year in 401k with high fees. Shortly, take some more risk because you have money coming in, don't go shopping because your feel deprived. That money coming in made you feel deprived suddenly. You make good money. You are not deprived. [/quote]
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