Reply to So here we are, as expected

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If your sister is helping them in the home they own, why would moving her out and hiring help be better for them? I think you're not appreciating the working solution they have now. You should help them make the situation they are comfortable with more sustainable, rather than trying to change everything around to suit your preferences. You don't need to feel guilt over it, or make excuses.[/quote]

A) Because my parents have no money left except for social security so they can’t pay their taxes, etc.
B) Because my sister still has to work to supplement the ridiculous living situation which leaves them alone much of the time.

You clearly don’t know what long-term care cost. How about you give me the money for them to have more caregiving? Or you can pay the 15K/month for assisted living for both? Or better yet, you can go live with them to help my sister.[/quote]So their situation is working for them, albeit money is tight. However you want your parents to have more caregiving than your sister can provide due to her needing to work. Your proposed solution is that they sell a $750k home, move into a rental, and hire someone to care for them.

I'm still not understanding why that puts them in a better financial situation, or how that gets them better care than your sister is providing. And your sister is supporting them financially too? [/quote]

I didn’t say money is tight. I said they can’t afford their home on their social security checks. Why are you changing my words? Do you want to pay their taxes, home insurance and HOA fees? Their checks don’t even cover their basic needs for God sakes.

Why is it better? Because they will then have (wait for it) about 680K in the bank. Then they won’t be broke, my sister can continue to live with them and help, and if she needs help as they decline, they can afford to hire it. BTW, I got this plan from a certified financial planner who will manage their money. Unless you think you are qualified to do better? [/quote]

I am confused. Where do you expect them all to live if they sell the house?

They will go through that 680k in no time. Home care is about thirty dollars per hour. Do the math.

I saw above you expect your sister to quit her job?? NOT a good idea. Why should she quit her job ? She needs to have an income. If they need care, she can provide it when not on working hours and you and your brother can discuss paying someone to come in when she is at work. Your sister shouldn’t have to become destitute and unemployed to care for your parents. If eve she wasn’t working, she couldn’t be expected to care for your parents full time twenty four seven. That’s not physically possible and fyi that costs waaaaay more than what she would pay in rent somewhere if she was not living with your parents.[/quote]

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