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[quote=Anonymous][quote=Anonymous]Make your own annunity without the[b] huge fees to a broker[/b]. It’s not hard. [/quote] You can buy low fee annuities-just don't go for all the bells and whistles. I plan on doing a QLAC with a portion of my retirement assets to adjust for longevity risk and to protect my basic livelihood if my spouse were to need LTC for a long time. Most economists who study personal finance and who aren't trying to sell you something think at least a small amount of annuities make sense. It also helps adjust your risk tolerance so you can invest more heavily in equities which will likely pay off more.[/quote]
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