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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No they are not worth it. Only worth it to the broker who is selling it to you. What it is; you invest a chunk of money, say $1 million. You are guaranteed an amount of money every month or year for life, say $50,000 per year for life. Why it's bad; broker gets a big commission, and you can do better investing your money in an index fund for example, and get more than $50,000 per year[/quote] Can you give me example of index fund[/quote] VTSAX is very popular and tracks total US stock market. FNCMX tracks tech heavy NASDAQ, FXAIX tracks S&P 500 as examples. -dp[/quote] Do u think it is okay to put money in index fund while market is high? [/quote] PP, no one can answer that for YOU. That's something only YOU know and it depends on your financial situation. It's uncomfortable jumping in high but it will also equally uncomfortable jumping in when market is low. [/quote]
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