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College and University Discussion
Reply to "Oberlin Sues Insurers who Denied Coverage for Gibson Case"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Wouldn't they have written statements by the insurance company that they would or would not pay? [/quote] I only know the broad outlines of this case, so grain of salt. But a lot of times, the plaintiff will throw the kitchen sink at the defendant in terms of an array of claims. Maybe one or two of the claims are potentially covered even if the bulk of the claims are for alleged actions that aren't covered. So, the insurer will defend under a reservation of rights. They have a good faith obligation to provide a defense but do so without waiving their right to deny coverage depending on the facts that come out in litigation or the conclusions reached by a jury. [b]It sounds like the insurer has concluded that the verdict and judgment were based on acts or omissions by Oberlin that weren't covered under the various insurance agreements[/b]. [/quote] ya think? :roll: [/quote]
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