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[quote=Anonymous]Agree with setting aside most of it for charity and foundation efforts. My focus would be on climate change issues and housing access, but I think with that much I'd have to expand it beyond that. But I view those as major problems that you need a lot of money to address, so I like the idea of having a lot of money to address them.

After that, agree first things first is a really nice relaxing vacation.

Then I have this laundry list of practical purchases I'd make to set our lives up so that we can just vastly reduce stress. We don't want a huge house, but I want a fully updated small house (3 bedrooms plus an office and den) and we'd have house cleaners once or maybe twice a week. I want to do my own landscaping/gardening (one of the things I'd love to spend more time on if I didn't have to work a regular job). DH loves to cook so we wouldn't hire that out either except occasionally when we want a break. House will be in a walkable neighborhood near public transportation, so we'd be one car but it will be an electric vehicle and of course we'll put in the charging hookup so we don't worry about that. Then I'm getting an electric cargo bike too.

Private school for DD plus all in on whatever extra-curriculars she wants. Club swimming, weekly piano, ballet, rock climbing camp, whatever. All the stuff we currently budget super carefully right now to do like 60% of, we just do, no problem. Obviously college fund plus extra for grad school if she wants it.

DH would quit his job immediately (he hates it) and probably take a year off to ride his bike and relax, but then he'd learn how to brew beer and start his own brewery. Maybe that becomes a summer project (or longer) where we move away for three months while he trains in Germany or Colorado or wherever it is you're supposed to learn to brew beer. Then a brewery, close enough that he can bike to work.

I actually like my job but would quit as full time and move to consulting where I get to pick my projects. I know I wouldn't need to, but I'd do it for a time because I think just quitting totally when I don't hate my job is dangerous (I think people think it's going to be great but then get bored or feel aimless and that's when problems start). But ultimately I think I'd like to go to art school and do that. Either paint and sell my work or maybe create my own gallery space or curate, I don't know. One of those jobs that I never viewed as realistic, especially after having a kid, because I need to actually make money.

Then charity, nice vacations, maybe we buy some investment properties (DD could live in one during college or after), I don't know. I wouldn't mind having a place in Paris but I also think I'd be totally happy just being able to go every year and staying in a nice AirBnB. Really, I think it's too much money for us so yeah, we're giving most of it away. I don't have a strong desire to live life as an uber rich person and spend all my time around uber rich people -- at this stage of life, I don't think I'd ever feel comfortable. I would own nicer clothes, but I'm not talking Gucci here -- I mean I get to buy a $400 dress when I want it but I don't need more than 2-3 of them, I'll get bored with that much acquisition.

Maybe this gives you some ideas, OP.[/quote]

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