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Reply to "$7M vs $10M"
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[quote=Anonymous]OP. Thanks for all perspectives, guys. We are 59/53 with the 58 spouse currently unemployed. They are not actively looking for work and want to call it quits. Our HHI is about 250K which is enough to take care of our expenses and leave enough to max out my workplace savings. Kids will be done with college in about 5 years. If the last one ends up going to grad school, add another 3-4 years. I do plan on working another 7+ years. I'm OK with my partner doing what they want but think it would help if we had more income. Their point is that we won't touch the money for another 10 years anyways so it doesn't really matter whether it's 7 or 10M. An additional concern for them is that any job they may get would be at a much lower level than they are used to and they don't want to "be reporting to children" and be miserable. For reference, we had a NW of $7.5 end of 2021, which dropped to about $6M end of 2022 and is now back to over $7.3. [/quote]
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