Reply to stubborn senior declaring she would rather die falling at home than go into a nursing home

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[quote=Anonymous][quote=Anonymous]As someone who just put her recently diagnosed with Alzheimer's mom into Assisted living and did all of the POA stuff my advice is to have her buy long-term care insurance.  It's more expensive at her age, but AL is incredibly expensive and it's so worth it.

FWIW, my mom did fall alone in her apartment and nearly died as a result.  Fortunately, the neighbors heard her screaming.  After an all day reconstructive surgery and a month and a half in hospital/rehab, my condition was that she go to AL in order to stay where she was living (she's also in another state and refused to move).  
I had to do a lot of guilt tripping (you almost died- please don't put me through that again etc...) I was able to easily get her to sign a POA because it's far too confusing for her to manage her doctors appointments/ meds etc (2 or 3 years ago she would have thrown an absolute fit about it).  
I wouldn't wish what we went through on anyone.  For now, get your mom to buy long term care insurance and watch her closely for signs that she is struggling to care for herself (bruises from falls, memory issues etc).  Things change.  [/quote]

I would not think lt care insurance is an option at 70.  How much odes it cost a month?[/quote]

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