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Reply to "If You Could Work For Yourself And Make Close To Your Current Income - Would You Do It?"
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[quote=Anonymous]I think the benefits piece depends a lot on what kind of earnings you are talking about. Benefits costs generally max out at a certain comp level (cap on 401k contribs, health care is health care, etc). So for me the benefits were not that big a piece of my overall comp package, but for someone at say $75-100k the benefits would be a much higher proportion. My old company only covered about 50% of health insurance so picking up the other 50%, even for a private plan, was not that big a deal. I set up my own retirement plan and while there is no match I can set aside more on my own on a tax deferred basis so it evens out. I didn't get a pension plan so no loss there. So far (it's been a couple of years) I am more than covering the extra cost of benefits. As a PP noted it helped to have an existing client base. [/quote]
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