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Tweens and Teens
Reply to "Does your teen have their own IRA or Roth?"
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[quote=Anonymous][quote=Anonymous]OP here. I will sit down with DD (18 yo) and open a Fidelity Roth with her online. I’d like to make her use a portion of her own summer job money (vs entirely parents funding) so she feels like she is responsible for her finances and she gets in the habit. Of course, we will continue giving cash gifts that hopefully she will invest in the Roth, after she enjoys some for college extras and travel.[/quote] I think every parent think that way but temptation of spending vs saving is difficult to overcome for young people (well, even old people). Full funding (for a few years) is not a bad idea. good luck. [/quote]
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