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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I maintain an ongoing balance sheet with accounts as rows and dates as columns. It’s sorted into cash/bonds/brokerage accounts, 401ks from various jobs, property, etc. I update it every 3-6 months.

My old, untouched 401k accounts are almost back at their late 2021 levels. My current 401k (started in 2020) is in the black for the first time in well over a year.

My little spreadsheet gives me comfort and allows me to not lose track of old retirement accounts. Between DH and me, we have a lot. [/quote]

Just rollover your old retirement accounts. There’s literally no need for this. [/quote]

My largest 401K from an old job has fees that are 4x lower than my current 401K with T Rowe Price. I ain’t rolling over $400K into my current crappy account.[/quote]

Pick a brokerage to rollover your previous employer accounts too. Schwab, Vanguard, Fidelity, etc. all have low fees. [/quote]

+1
The most typical thing to do is to create a Rollover IRA in whatever account you have a brokerage in.  You can rollover all your old accounts into one IRA (per individual spouse member of course).[/quote]

Wouldn't the Rollover IRA prevent one from being able to easily to a back door Roth annually?  That is why I have kept my $ in my previous employers' 401(k).  (Currently not working at a 401k job.)  granted, all my profound 401ks were rolled into that previous employer's account and the account is w/ T Rowe Price with great options, so I don't see a disadvantage?[/quote]

Yes, this is why not all advice online applies to everyone.   Could be in a totally different tax bracket.[/quote]

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