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Reply to "Why would you pay 1% to a financial advisor?"
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[quote=Anonymous]I'm looking into hiring a financial planner. I'm not interested at all in the investing part of things which I'm fine with by reading Bogleheads, etc. or just using a target fund (I am not trying to beat the market necessarily). What I hope to get out of it is full financial planning. A good financial planner can help ensure estate planning is in order and makes sense, insurance products are in line, major financial decisions make sense, etc. Finance is so much more than beating the market. I want to make sure I am not over or under insured and the products I have purchased or want to purchase make sense for me/my family. If I pick someone with fiduciary responsibility they have to serve me. But they also know a lot more about insurance brokers and products than I do. I used to think I could DIY it all but seeing how estate planning, etc. can go sideways I now would like a professional to at least review things.[/quote]
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