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Reply to "When to stop contributing to a 529 plan"
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[quote=Anonymous][quote=Anonymous]Fund the 529 with enough for in-state, and keep putting away more in a brokerage account. This way, if they go in-state you won't lose the money, and if they go private and/or expensive, you have the funds to cover their education, without any downsides (you can use the money for anything you want).[/quote] This is a good strategy, although keep in mind that the income that you put in the brokerage account is taxable income while the money you put into the 529 isn't (unless you don't use it and eventually pay taxes on whatever you don't use). [/quote]
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