Reply to Woke up this morning and the diamond from my engagement ring is gone

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[quote=Anonymous][quote=Anonymous]I FOUND IT! In the middle of the living room rug. I think it popped off last night when I was bringing in a heavy grocery bag and twisted it off my wrist in a weird way, the bag must have snagged a prong.

Yes, everyone should get their prongs checked regularly so consider this your reminder. I was doing this regularly for the first ten years or so but fell out of the habit.

When we bought it there was an insurance plan but IIRC it required getting the prongs checked annually which I haven’t been doing. I personally wouldn’t use homeowners’ insurance for this but I know some people would.

Thanks for the suggestions, DCUM! ❤️[/quote]

Glad you found it.

In order to be adequately insured you need a valuable personal property rider on your homeowners.  You “personally” not using your homeowners like this doesn’t make any sense - it’s what insurance is for.  And “some people” doing it just means “some people” have adequate insurance.

For ~100 bucks a year you can have a lot of piece of mind.  We have around 75k of jewelry insured for around 250 bucks a year and it includes theft, loss, etc.  The policy that existed with your sale sounds a lot like a gimmick.  But maybe some insurance policies require such actions, but it sounds like it was designed to be useless.[/quote]

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