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Money and Finances
Reply to "Retirement Saving Benchmarks"
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[quote=Anonymous]I also always find income-based calculations to be strange. We could live on one of our salaries now, based on spending habits. The second salary is just used to add to our investments. All of the calculations we have done for retirement are based on spending. I couldn't even tell you a ratio or formula, I have a schedule, month by month, of expected investment returns vs. budget. When those returns are greater than the budget, we can consider retiring. It considers inflation, raises, etc.[/quote]
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