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[quote=Anonymous][quote=Anonymous]The emergency fund seems high. Is it at least in a HYSA? I would probably take half of it and max the Roth for a few years. Of course DW thinks you’re doing fine. You make almost triple what she makes lol Do you have life insurance? If not, get a $2M policy and hopefully that will make you feel somewhat better.[/quote] Op here, our emergency fund is high and in a HYSA because I have this constantly worry that I’ll lose my job and fail in life and we’ll need money to pay our mortgage so I’m too concerned to put that money anywhere else. And no we don’t have have life insurance at all and we should probably look into that. [/quote]
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