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[quote=Anonymous][quote=Anonymous]You can make whatever life choices you and your DW want, OP, and don’t worry about scathing criticisms from DCUM. We have a lower income and are in our fifties with two kids in college and still have a mortgage situation like yours. We’re fine, because we’ve had twenty years of retirement growth. Over time the investments you have will secure you. Your wife’s job is perfectly well paying, but she really should start a 401K and contribute 10% to it. Your savings are a great cushion and your cash flow will sustain you. I’d work on figuring out how to worry less, not how to spend less. [/quote] Op here, thank you for this and your perspective. I appreciate it. Yes, I agree that I need to seek some help in how to worry less. I’d love for DW to save for retirement but I think we basically use her after tax income to live and pay for our expenses. [/quote]
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