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[quote=Anonymous]This is me if helpful - also a 300K income. We do each have life insurance- i assume you do too?

https://www.dcurbanmom.com/jforum/posts/list/1128137.page

you have to figure out your own priorities & how you want to spend your money. But if you’re saving for retirement - to me it does feel like you have to cut back and you can’t just buy whatever you want. That said - I am still able to fund my priorities. But you have to think about your priorities.

As a follow up to my post - my husband is still making us pay off our mortgage in 15 years. I’m probably going to keep paying $270 / month on my student loans for the rest of this year and then when I get a bonus pay more to my student loans - idk if you get a bonus.

In general I’ve cut back on some things since really seeing where I’m spending my money - cut out coffee subscription and wine club - realistically can get cheaper at grocery store. Buying more groceries / eating out less etc.

If I had been in this mindset sooner - I probably would not have gotten a new to me car in 2020 and would have driven my then 11 year old car a few more years without car payments but live and learn. [/quote]

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