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Reply to "How much mortgage can we afford?"
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[quote=Anonymous]Op, we are two PhDs who have 180k in student debt. Our HHI is 280. We bought a 3 bedroom townhouse for 450k in 2016 and it is now worth almost 600k. Even a townhouse is an investment instead of throwing money away on rent. We do have childcare costs and our 401k is at 700k but we have a few years on you. Our plan in the next few years is to buy a house but keep the townhouse as a rental property. Sit down and talk to your DH about his career plans. He probably won't want to stay home forever.[/quote]
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