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[quote=Anonymous]OP, I do NOT think that you are financially ruined or even close to it. I think that you may have to change expectations, but particularly with a low mortgage this is course altering, but not devastating. I agree that you need to find something to bring in enough income to be income and frankly just costs there until retirement. Most things that bring joy in life are inexpensive or free. It’s just very easy to forget that. How much income do you realistically need to bring in? What is your background?[/quote]
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