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Cars and Transportation
Reply to "Car accident - insurance question"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You said the teen was driving someone else’s car. Was it his MOTHER’s car? Or, someone elses?[/quote] This is the important part. Remember, insurance follows the car not the person driving. My car insurance policy covers any licensed driver behind the wheel. [/quote] Not universally true. It depends on your policy. Some policies are for drivers. Those policies allow you to use your own insurance, for example, when driving a rental car. Other policies cover the car regardless of who is driving. And other policies have covered drivers, plus guest drivers authorized by the policy holder. You need to check the terms of your policy for what it covers. In this day and age of a la cart insurance policies, every policy will be different. The insurance companies have done away with blanket policies in many cases.[/quote]
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