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Reply to "What money habits keep you poor?"
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[quote=Anonymous][quote=Anonymous]I read this list somewhere. Add yours. What money habits keep you poor? [quote/] 1. Lack of spending discipline. - Yes 2. Lack of earning power - No, but I am currently underpaid and not aggressively enough seeking higher paid employement. 3. Lack of work discipline. - Not at all. I am a superstar and am capable of a lot. 4. Lack of financial literacy. - No 5. You are not paying yourself first. - Yes 6. Impulsive buying. - Yes 7. Broke people are influencing you. - No 8. Selling your time for money is your only income. - Yes My DH and I are both unfortunately spenders. I have to continually remind him of the importance of saving (outside of retirement) but it doesn’t come easily to me either. We have a healthy HHI income but are living paycheck to paycheck, which I find pathetic and infuriating. I am working on it. One thing we have improved upon is eating at home. We were spending hundreds a week eating out. So…baby steps.[/quote]
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