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Money and Finances
Reply to "A few YNAB questions "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Or better yet, I can explain how credit cards work! Let me know if you have a specific aspect you’d like clarified [/quote] Can you make it pull itemized credit card charges, like Mint/Quicken, etc? I couldn’t figure out a way to do that and it was a dealbreaker for me. I don’t know how [b]anybody sits down and enters every $4.50 drink charge[/b] line by line. [/quote] Entering the charge is the point I think--it's supposed to spark that moment of consciousness. On a mobile app it's not that hard and it does give you a moment to see your budget and then realize that maybe you better not say "the next round's on me" because you've used up your alcohol budget for the month. Through your categories you decide how granular you want to be--so if it's not an issue for you to manage your drink expenses, you can make a broader category of going out. Mint is great at monitoring what you are doing with little effort (though quite a few errors at least for me because my cc is about 60-70% at correctly categorizing my expenses), but it's not great at producing the consciousness that helps you meet your financial goals more. [/quote]
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