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[quote=Anonymous]Things to know:

1. Cost of attendance in-state to UMD and UVA are about 30K this year, although some programs can be more expensive (I believe there's an engineering one at UVA that's 48K). Costs go up every year.

2. Some kids with very high GPAs, very high test scores and multiple AP courses were REJECTED from both this year. These state flagships will only get more selective as private universities become more and more out of reach for the middle class. My son is going to a school that's 85K a year, on a scholarship that reduces the price to 65K. Still out of reach for most people. Many privates are moving into that price range this year, and some are more than 90K. It's not easy to get aid so generous that prices become comparable to in-state colleges. Financial aid is not as generous as you may hope and includes annoying work study and loans.

Things to do:

1. Move to MD or VA, what fits better for your commute if you're working in DC. Your kid will be eligible for in-state tuition.

2. Get your kid into the top range of grades and scores!!! Otherwise they won't have a chance at the state flagships (UMD, UVA and William & Mary), and will have to fall back on the lesser-known state colleges that currently you've never heard of.

3. Talk to your child before high school about your financial situation and what it means for their college options, so they're not disappointed. Your kid can apply to some private colleges when the times comes, with the understanding that they can't go without significant aid.
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