Reply to Family of 5, appx $300K HHI - would you do anything different?

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[quote=Anonymous][quote=Anonymous]Seems weird to post you are “hemorrhaging cash” and yet not know what you are saving for college, what you are saving for retirement,  and not know the amount of one of your car loans or your life insurance payment.

Do you even know what the kids activities and food bills are? It doesn’t sound like it.

What does your family bring in each month exactly and what do you spend each month exactly? Until you know these things, you can’t make educated changes. [/quote]

OP here - I’m not saying budgeting is impossible but actually neither of us works on a set salary so it makes budgeting more challenging (but not impossible but not as easy as it might be for others). But yea that’s basically what I am trying to work on.

And yea we will see how smart my husband is - I have now asked him about all the various interest rates on our loans. LOL. I assume he considered this but we will see. Maybe I shouldn’t have been so laissez faire but we have to divide up household chores somehow and I have historically been fine delegating finances to him. [/quote]

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