Reply to Spouse has cancer. Divorce?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I always hear stories of people getting cancer and going bankrupt even with insurance.  How is this possible with out of pocket maximums?  Unless you need a full time caretaker or an experimental treatment, won’t 99% of insured patients just hit their max each year? What am I missing?[/quote]

My husband died from cancer after several treatments.  He even spent weeks in a hospital.  We didn’t pay much at all since he had insurance.  Divorce is crazy.[/quote]

It's usually not the cost of the health care that drives the expense. It is the cost of living long term with no way to take care of your daily activities of living.

If you can't get up from bed and to the bathroom to pee in the middle of the night by yourself;
If you can't shower or bathe or dress yourself;
If you can't get your own food, or even feed yourself;
If you can't make decisions for yourself and need memory care

these are the situations where the cost of care can wipe out a family's life savings.[/quote]

This. My mom has Parkinson’s. It will wipe out everything. My mom is already at this stage. She is only 69. My dad is doing everything but he is not in good health. The day will come when the expense will exceed all funds.[/quote]

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