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College and University Discussion
Reply to "Any reason to fill out FAFSA when higher income?"
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[quote=Anonymous]1- needed for merit at some schools (one of our DC got very nice merit aid at their OOS flagship, bringing the cost down to similar to in-state) 2 - unless you have $350-$400 tucked away in a 529, some schools (one of our child's) requires FAFSA and CSS (which is 10 times worse) be filed before starting if you'll EVER need aid while attending. DCs schools is over $80k, and we will be paying through cash flow for the first 2.5 years and from 529 the last 1.5 (and DC knows they must graduate in 4 years no 5 year plans allowed!). If something happened to the main breadwinner in our home, who's current salary is VERY new for our family, or they lost their job, we would contact the school, explain, and ask for aid. Had we not completed the FAFSa and the CSS, we would be SOL[/quote]
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