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Reply to "I don’t know how banks work "
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[quote=Anonymous][quote=Anonymous]Are credit unions more or less safe than other types of banks?[/quote] In terms of numbers of failures credit unions have had quite a bit more than banks. See: https://www.bankrate.com/banking/credit-unions/list-of-failed-credit-unions/ But credit unions typically are quite small, don't do exciting finance, and tend to have few deposits over the insurance limit. As long as you keep your deposits under $250,000 you are good with either a bank or credit union.[/quote]
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