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Reply to "Struggling to invest on my own"
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[quote=Anonymous][quote=Anonymous]You need to think long-term (not super long term, but at least 10 years out). There is no way to take no risks -- if you aren't risking fluctuations, you're risking losses in the form of opportunity costs: you don't see as big an increase as you could have if you weren't fixated on never seeing a decline. If you have a massive salary and live very frugally, you might be able to stash away enough in savings and bonds. The rest of us need equities.[/quote] I understand with stocks I need to think long term but it's unlikely I have ten years. I wish I had started long ago.[/quote]
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