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[quote=Anonymous][quote=Anonymous]I have a spouse with several medical conditions (heart, allergies, etc) and several ongoing prescriptions. I have a teen who sees an endocrinologist and wants to see a dermatologist. I have the usual (mammograms, due for a colonoscopy this year, etc). I’m becoming a fed and am now facing the choice about which health plan to select.

I want a plan that’s easy to work with and will not fight about approving things. I would like a reasonable limit for out-of-pocket annual expenses, because we have at least one more surgery coming this year plus some other stuff. I’d rather pay a little more in my premium and feel like we are covered for the big expenses.

What federal policy do you have and why do you or don’t you like it? Thanks![/quote]

The hardest doctor to get is probably the teen’s endocrinologist, and the second hardest might be your husband’s cardiologist. Try to choose the one the endocrinologist’s billing person’s like best and that the cardiologist’s billing person can tolerate.

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