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Reply to "Lent car to nanny and she got in an accident off duty, $13k of damage what should she pay? "
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[quote=Anonymous]Why would she pay anything. If she is not at fault you get back deductible. Also why would insurance rise? She is not in policy? Diminished value is imaginary. Unless you are selling car immediately why would she pay. My brand new Cadillac had a huge tear end in 2012. I still own it. Today has no effect on value. [/quote]
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